Terms of Service

1. Agreement

By using BluCross Capital services, you agree to these terms and applicable South African laws.

2. Service Scope

We provide short-term loan services for qualifying clients, with application, verification, and processing through digital and branch channels.

3. Loan Limits

Website applications currently support amounts from R500 to R8000, subject to approval criteria and product configuration.

4. Required Documents

A valid bank statement PDF is required and must be dated within the last 3 days at the time of application.

5. Client Responsibilities

You must provide accurate data, maintain updated bank details, and ensure your login credentials are protected.

6. Processing and Decisions

Applications are reviewed through internal stages. Submission does not guarantee approval.

7. Fees and Repayments

Interest, repayments, and applicable charges are based on selected product terms and approved offer details.

8. Changes to Terms

These terms may be updated from time to time. Continued use of services constitutes acceptance of updated terms.

Questions? Contact support through BluCross Capital service channels or visit your nearest branch.