Terms of Service - Blu Cross Capital


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        <h1 class="text-4xl md:text-6xl font-bold mb-6">Terms of Service</h1>
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            Our terms and conditions for using Blu Cross Capital services and website
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            <p class="text-blue-100"><strong>Last updated:</strong> <span id="current-date"></span></p>
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                By accessing and using Blu Cross Capital's website and services, you agree to be bound by these Terms of Service and all applicable laws and regulations of Zimbabwe and international jurisdictions. If you do not agree with these terms, please do not use our services.
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                    Description of Services
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                <p class="text-gray-600 mb-6">Blu Cross Capital provides comprehensive technology solutions including:</p>
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                                <h3 class="font-semibold text-gray-800 mb-1">Custom Software Development</h3>
                                <p class="text-sm text-gray-600">Web, mobile, and desktop applications with system integration</p>
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                                <h3 class="font-semibold text-gray-800 mb-1">IT Consulting</h3>
                                <p class="text-sm text-gray-600">Technical support and business process optimization</p>
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                                <h3 class="font-semibold text-gray-800 mb-1">Mobile Applications</h3>
                                <p class="text-sm text-gray-600">iOS and Android app development services</p>
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                                <h3 class="font-semibold text-gray-800 mb-1">Database Solutions</h3>
                                <p class="text-sm text-gray-600">Design, management, and optimization</p>
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                                <h3 class="font-semibold text-gray-800 mb-1">Cloud Computing</h3>
                                <p class="text-sm text-gray-600">Hosting and cloud infrastructure services</p>
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                                <h3 class="font-semibold text-gray-800 mb-1">Solar Systems</h3>
                                <p class="text-sm text-gray-600">Complete solar solutions with smart monitoring</p>
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                        Your Responsibilities
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                            <span class="text-gray-600 text-sm">Provide accurate and complete information</span>
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                            <span class="text-gray-600 text-sm">Use our services lawfully and ethically</span>
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                            <span class="text-gray-600 text-sm">Respect intellectual property rights</span>
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                            <span class="text-gray-600 text-sm">Pay all fees on time as agreed</span>
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                            <span class="text-gray-600 text-sm">Maintain confidentiality of credentials</span>
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                            <span class="text-gray-600 text-sm">Not interfere with our systems</span>
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                        Prohibited Uses
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                            <span class="text-gray-600 text-sm">Illegal activities or law violations</span>
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                            <span class="text-gray-600 text-sm">Harmful or inappropriate content</span>
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                            <span class="text-gray-600 text-sm">Intellectual property infringement</span>
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                            <span class="text-gray-600 text-sm">Distributing malware or harmful code</span>
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                            <span class="text-gray-600 text-sm">Spamming or unsolicited communications</span>
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                            <span class="text-gray-600 text-sm">Competing directly with our business</span>
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        <!-- Intellectual Property and Payment Terms -->
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                        Intellectual Property
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                                <span>Our content and trademarks remain our property</span>
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                                <span>Custom software: ownership transferred upon full payment</span>
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                                <span>Our proprietary systems remain our IP</span>
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                                <span>Clients retain ownership of their data</span>
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                        Payment Terms
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                                <span>Fees due per agreed schedules</span>
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                                <span>Late payments incur additional charges</span>
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                                <span>Services suspended for non-payment</span>
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                                <span>Refunds per our refund policy</span>
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                                <span>Prices in USD unless specified</span>
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                        <p class="text-gray-700"><strong class="text-blue-800">99.9% Uptime Goal:</strong> While we strive for maximum uptime, we cannot guarantee uninterrupted service. We reserve the right to perform maintenance, updates, and improvements that may temporarily affect service availability. All maintenance will be scheduled during off-peak hours when possible.</p>
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                        <span class="text-lg font-semibold text-gray-800">Limitation of Liability</span>
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                        <p class="text-gray-700 mb-3">Blu Cross Capital's liability is limited to the amount paid for services in the past 12 months. We are not liable for:</p>
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                            <li>Indirect, incidental, or consequential damages</li>
                            <li>Loss of profits, data, or business opportunities</li>
                            <li>Third-party actions or services</li>
                            <li>Force majeure events beyond our control</li>
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                        <p class="text-gray-700 mb-3">Services may be terminated by either party:</p>
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                            <li><strong>By You:</strong> 30 days written notice for ongoing services</li>
                            <li><strong>By Us:</strong> Immediate termination for breach of terms</li>
                            <li><strong>By Us:</strong> 30 days notice for convenience</li>
                            <li>All outstanding fees remain due upon termination</li>
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                        <span class="text-lg font-semibold text-gray-800">Governing Law</span>
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                        <p class="text-gray-700">These terms are governed by the laws of Zimbabwe. Any disputes will be resolved through binding arbitration in Harare, Zimbabwe, or through the appropriate courts of Zimbabwe.</p>
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                    Questions About These Terms?
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                <p class="text-gray-600 mb-6">If you have questions about these Terms of Service, please contact us:</p>
                
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                        <h3 class="font-bold text-gray-800 mb-2">Email</h3>
                        <a href="mailto:info@biltimenutach.com" class="text-primary hover:text-blue-700">info@biltimenutach.com</a>
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                        <h3 class="font-bold text-gray-800 mb-2">Phone</h3>
                        <a href="tel:+263783298690" class="text-primary hover:text-blue-700">+263 78 329 8690</a>
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                        <h3 class="font-bold text-gray-800 mb-2">Address</h3>
                        <span class="text-gray-600">Harare, Zimbabwe</span>
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                <h2 class="text-xl font-bold text-yellow-800">Changes to Terms</h2>
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            <p class="text-yellow-700">We may update these Terms of Service from time to time. We will notify you of any material changes by posting the new terms on this page and updating the "Last updated" date. Your continued use of our services after such changes constitutes acceptance of the new terms.</p>
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